It is Christmas time, and many of us feel the tug to give back at this time of year. One of the easiest ways to do this is by dropping some spare change in one of the Salvation Army's Red Kettles. Yes, you might be annoyed by the bell every year, but in 2007 that bell raised $118 million dollars to help feed and clothe those in need. Pretty powerful with just your pocket change.

If you are really feeling generous, pick up an extra hot chocolate on your next Starbucks run and give it to the Bell Ringer. All are volunteers helping to make a difference--often in the very cold weather. Happy Holidays!